PANEL:

Paul N. Van de Water, Ph.D., Assistant Director for Budget Analysis,
Congressional Budget Office

Gail R. Wilensky, Ph.D., Chair, Physician Payment Review Commission;
accompanied by
Lauren B. LeRoy, Executive Director

Joseph P. Newhouse, Ph.D., Chairman, Prospective Payment Assessment Commission;
    accompanied by
Donald A. Young, M.D., Executive Director

PANEL:

William J. Scanlon, Ph.D., Director, Health Financing and Systems,
Health Education , and Human Services Divison, U.S. General Accounting Office

Alice Rosenblatt, Member, Board of Directors,  and Chairperson, Risk Adjustment Work Group, American Academy of Actuaries, Health Practice Council

PANEL:

Stephen F. Wiggins, Chairman and Chief Executive Officer, Oxford Health Plans Incorporated, Norwalk, Connecticut

Jack Myers, Vice President of Financial Services, Group Health Cooperaitve of Puget Sound, Seattle, Washington

Craig S. Schub, Senior Vice President, Pacificare Health Systems, Cypress, California