James A. Klein, President, Association of Private Pension and Welfare Plans

Kenneth Porter, Chairman, ERISA Industry Committee, and Chief Actuary, DuPont Company

Dallas L. Salisbury, President and Chief Executive Officer, Employee Benefit Research Institute, and Chairman, and Chief Executive Officer, American Savings Education Council

Paula A. Calimafde, Chair, Small Business Council of America,  and Member of the Board, Small Business Legislative Council, Bethesda, Maryland

Glenn English, Chief Executive Officer, National Rural Electric Cooperative Association, Arlington, Virginia

Thomas C. Walker, President, Associated Benefits Corporation

Jeffrey Lewis, Executive Director, Heinz Family Philanthropies

Cindy Hounsell, Executive Director, Women's Intitute for a Secure Retirement

Martha Priddy Patterson, Director, Employee Benefits, Policy & Analysis, KPMG Compensation & Benefits Practice, Peat Marwick, LLP

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PANEL:

Carlos A. Saladrigas, Chairman and Chief Executive Officer, Vincam Human Resources, on behalf of National Association of Professional Employer Organizations, and National Association of Temporary and Staffing Services;
    accompanied by
Timothy E. Doherty, Chairman and Chief Executive Officer, Doherty Employment Group, on behalf of National Association of Professional Employer Organizations, and National Association of Temporary and Staffing Services

Arthur N. Caple, Jr., Chairman, Legislaive Committee, National Association of Government Deferred Compensation Administrators

David Wray, President, Profit Sharing/401(k) Council of America, Chicago, Illinois

Lynn Franzoi, Senior Vice President, Benefits, FOX, Inc., on behalf of U. S. Chamber of Commerce

Russ Hawkins, Vice President, Benefits, AlliedSignal, Inc., Morristown, New Jersey

Howard C. Weizmann, Managing Consultant, Watson Wyatt Worldwide